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Category:

Lifestyle Planning, Wealth, Financial Wellness, Financial Education, Employee Rewards Programs
VALUE:
EarnIn’s same-day pay benefit improves employee financial well-being by enabling them to access their earnings when they need it, without having to wait for payday.
What makes us special:
Make everyday payday for your employees. Elevate your employee financial wellness benefits and boost employee productivity, recruitment, and retention – all without adding a single cent to your budget. With zero integration, zero business cost, and zero risk, businesses can offer this voluntary employee benefit in as few as 10 business days. Over 3.8 million employees across 50,000 organizations have used EarnIn to access $20 billion in earnings.

About

EarnIn is on a mission to make financial momentum accessible to everyone. We partner with employers to provide their employees same-day pay so they can get their pay within minutes (not weeks!) of earning it¹.

Zero set up fees and zero ongoing business cost

Enhance your employee benefits package and show you care, all without spending a dime

Zero integration required

Our unique zero integration solution enables you to get up and running in as little as 10 business days, so you can enhance employee productivity and boost your recruitment and retention efforts with ease.

Same-day pay for employees

EarnIn lets employees access up to $100 of their earnings per day (and up to $750 per pay period) with no mandatory fees.²

Free weekly credit reports with Experian®³

Employees can freely access their credit score and receive weekly reports, enabling them to track their progress and make informed financial decisions

EarnIn is trusted by over 3.8M employees accessing over $20 billion in earnings.

¹Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply. ²Subject to their available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnIin.com/TOS. ³Calculated on the VantageScore® 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Learn more.
INCREASE EMPLOYEE MOTIVATION
87% of employees say EarnIn has increased their motivation at work knowing they can get paid before payday¹
REDUCE UNPLANNED ABSENCES
75% of employees say EarnIn has helped reduce unplanned absences¹
REDUCE FINANCIAL STRESS
65% of employees say EarnIn has helped increase their focus and reduce financial stress¹
¹Survey conducted in February 2020 with 889 participants
We reviewed several EWA solutions, but EarnIn’s was the easiest to deploy as there was zero integration required with our payroll services, and some associates were already using the EarnIn app regularly for more flexibility in accessing their paychecks.

SHAWN HANDRAHAN

CEO, Valet Living
Resources
eoi-blog

What is On Demand Pay: Understanding What It Means for Employers and Employees

titan-product-release

The Benefits of Same-Day Pay for Workers

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