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Health

VALUE:

MASA MTS bridges the emergency transportation coverage gap that is limited in most health insurance.

What makes us special:
As a payer, not a provider, MASA MTS covers the out-of-pocket expenses associated with emergency ground or air ambulance transportation service within the continental United States, and while traveling in Canada, regardless of whether the provider is in or out of a given group healthcare benefits network. After your health insurance pays its portion, MASA works with the providers to ensure that you’re left with peace of mind knowing that you’re covered for out-of-pocket expenses from ground or air ambulance transportation services based on the plan you’ve chosen.
About
When emergencies happen, you rarely have any control over who renders services. And, you have no time to worry about whether an ambulance is in your health plan’s network. Fortunately, there is a solution: MASA MTS provides the ultimate peace of mind if you ever require emergency ground or air ambulance transportation service within the continental United States, and while traveling in Canada, regardless of whether the provider is in or out of a given group healthcare benefits network. After the group health plan pays its portion, MASA works with providers to make certain our Members have no out-of-pocket expenses* for emergency ambulance transportation assistance and other related services. This includes coverage for any required copays or deductibles. As a result, you never need to worry about how you’ll pay for this crucial transportation. With over 2 million members, MASA MTS delivers added coverage when needed most.
Disclaimers:

*If the insured has a high deductible health plan that is compatible with a health savings account, benefits will become available under the MASA MTS policy for expenses incurred for medical care (as defined under Internal Revenue Code (“IRC”) section 213 (d)) once the Insured satisfies the applicable statutory minimum deductible under IRC section 223(c) for high-deductible health plan coverage that is compatible with a health savings account.

WE COVER THIS HEALTH INSURANCE GAP
Many people assume that their health insurance plan will cover emergency transportation. Unfortunately, considerable gaps can exist in group insurance plans, which can leave you exposed to unexpected out-of-pocket expenses. A membership with MASA MTS covers all emergency transportation providers within the continental United States and while traveling in Canada, regardless of networks, the reason for the trip or amounts charged, and covers copays and deductibles.  
PROTECTION FOR YOUR FAMILY AND FINANCES
The average cost of a ground ambulance ride in the United States is $1,500*, and the average cost of an air ambulance trip in the United States is $20,000*. Depending on which provider picks you up, the personnel on board and the number of miles you travel, these amounts can increase. In some cases, patients are transported to an air ambulance via ground ambulance. When this happens, the patient may be responsible for both ambulance bills. Long-distance air ambulance flights can easily exceed $40,000**.  Source: Healthcare Insider 2021*| WebMD, Healthy Day News, 2019**
100% ABMULANCE PROVIDERS COVERED
MASA MTS works with ambulance companies operating in the continental United States and Canada, meaning that you will be protected from out-of-pocket expenses, regardless of which ambulance picks you up, regardless of the benefits network.
DIGITAL CLAIMS PROCESSING
MASA offers a downloadable app to help you submit and track your claims and review your benefits. The app is available on iOS and Android platforms.
I was seen in the emergency room at a local hospital and told I would be transported by ground ambulance to a hospital 2 hours away for emergency surgery. I filed my ambulance bill claim which was $1,162 with MASA and my bill was paid in full.

I am so grateful I had coverage through this company. I was a skeptic but now a total believer. I would recommend this service to anyone. Medical bills are very expensive, but with coverage through MASA, I can have confidence my ambulatory service needs may be met. Thank you, MASA.

P. Donathan
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