Understanding Voluntary Benefits:
What is Life Insurance?

When you depart this world, your loved ones could be left with a lot of expenses and no way to pay them. Life insurance can help ensure financial stability.

There are a number of different types of life insurance policies. They differ primarily in how long you are covered for and the amount you’ll pay in premiums. In broad strokes, life insurance policies fall into two main categories: Term Life Insurance, a temporary insurance policy that covers you for a distinct time period; and Whole Life Insurance, which provides death benefits for your entire life. Life insurance can give you peace of mind knowing that your loved ones will not suffer financially if you were to die unexpectedly.

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